Terms of Use

Effective Date: January 1, 2026

These Terms of Use govern your access to and use of RyanDEldridge.com and NumbersandCo.com and their content, resources, and services offered under Numbers and Company LLC. This includes The Margin Method, Land and Legacy, The Profit Way, and related manuscripts, audiobooks, downloads, emails, and partner service resources.

By using the sites, you agree to these Terms.

Who We Are
RyanDEldridge.com and NumbersandCo.com provide written works, audio resources, and practical frameworks for the marketplace. Some resources are free. Some may be paid. Some may include content licensed from partners or publishers.

Intellectual Property and License
All content on the sites is owned by Ryan D. Eldridge and or used with permission from licensors. Content includes text, audio, video, PDFs, graphics, branding, and downloadable files.

You may use the content for personal, noncommercial purposes unless a resource expressly permits broader use.

You may not:
Copy, reproduce, republish, upload, post, transmit, sell, or distribute content without written permission.
Share paid downloads or member-only resources outside your household or outside any organization license, if one is offered.
Remove copyright notices or brand marks.
Scrape, harvest, or use automated systems to extract content or data from the sites.

If you want to use material for a team, business, organization, or group, request permission through the contact method listed on the site.

User Content
If you submit comments, messages, testimonials, or other content to the sites, you grant us permission to use, reproduce, and display that content for site and resource purposes, unless you request otherwise in writing. You agree not to submit content that is unlawful, abusive, or infringes the rights of others.

Purchases, Downloads, and Access
If the sites offer purchases, subscriptions, donations, or downloads:
Prices and availability may change.
Digital products are typically delivered electronically.
Unless required by law or stated otherwise on the checkout page, digital products are final sale.
We may refuse or cancel orders when fraud or abuse is suspected.

Partner Services
Some implementation support may be offered through trusted partners. If you choose to engage a partner, your relationship may be governed by that partner’s policies and agreements. Using these sites does not create a client relationship with a partner firm. Any professional relationship begins only when you and the partner firm enter a separate written agreement.

Disclaimers
Educational content
The content is for educational and general informational purposes. It is not financial, tax, legal, investment, or professional consulting advice.

No client relationship
Using the sites does not create a client relationship with Ryan D. Eldridge, Numbers and Company LLC, or any partner firm. You should consult qualified counsel regarding your matter.

Health and counseling
Content is not medical advice and is not a substitute for professional counseling or care.

No Warranties
The sites and content are provided “as is” and “as available.” We do not guarantee that the sites will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability
To the fullest extent allowed by law, Ryan D. Eldridge, Numbers and Company LLC, RyanDEldridge.com, and NumbersandCo.com will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the sites or content.

If liability is found, the maximum liability will not exceed the amount you paid to access the sites or content in the twelve months before the claim, or $100 if you paid nothing, whichever is greater.

Acceptable Use
You agree not to:
Use the sites for unlawful purposes.
Attempt to access restricted areas or interfere with site operations.
Introduce malware, spam, or harmful code.
Misrepresent affiliation with Ryan D. Eldridge, Numbers and Company LLC, or related works.

Termination
We may suspend or terminate access if you violate these Terms.

Governing Law and Venue
These Terms are governed by the laws of the State of Iowa, United States, without regard to its conflict-of-laws rules. Any disputes will be brought in the appropriate courts located in Illinois, unless otherwise required by law.

Changes to These Terms
We may update these Terms. Continued use of the sites after the changes constitutes acceptance of the updated Terms.

Contact
For questions about these Terms, contact us using the contact information listed on RyanDEldridge.com or NumbersandCo.com.